Top Fintech Companies in Melbourne (107)
Launching in 2019, PencilPay is a B2B SaaS platform changing the way that suppliers manage their customers who buy "on-account" via trade credit. Traditional credit providers identify and verify the borrower, get a signed credit agreement, perform a risk assessment, capture security and store a repayment method, each of which happen at the point of origination. Unfortunately small and medium...
Nivoda connects retailers and wholesalers worldwide with a network of trusted suppliers, providing access to global supply at competitive prices with no inventory risk. Buyers save time and money. Sellers reach new markets. Transactions that used to take days of back-and-forth now happen in minutes. Modernising one of the oldest trades in the world with technology: faster sourcing, integrated financial infrastructure,...
Renowned for our expertise in credit risk management, we securely store and analyse the unique data of millions of individuals and commercial entities.While we specialise in credit risk assessment and decisioning software solutions, we also provide a full suite of products that span the entire credit lifecycle, which include lead generation, decisioning software, payment technologies and tender management.
Australia’s leading provider of financial services including retail, premium, business and institutional banking, funds management, superannuation, insurance, investment and sharebroking products and services. We are a business with more than 800,000 shareholders and over 52,000 employees. We offer a full range of financial services to help all Australians build and manage their finances.
Commonwealth Bank's Top Stability & Growth Strengths
Profitability: Earnings and dividends are trending higher, with record full-year cash profit in FY2025 and another increase in the first half of FY2026 alongside higher interim and full-year payouts. Disclosures indicate profit support from lending and deposit volume growth and relatively benign loan impairment expense.
Strong Market Position & Advantage: Market share and scale remain industry-leading in Australian home lending and deposits, with recent volume growth tracking at or above system in key categories. Independent recognition for digital capabilities and brand trust reinforces the core franchise.
Investor Backing & Capital Strength: Capital levels sit well above regulatory requirements, enabling sustained dividends and an on‑market share buyback. Management communication and schedules highlight continued flexibility for shareholder returns.
Consumers want fully immersive and frictionless experiences, and expect brands to deliver the best, most personalised and distinctive engagement campaigns. Railsr is passionate about enabling brands to build relevant finance experiences to drive customer engagement and loyalty. It believes that the embedded finance economy is a fundamentally different way of creating relationships between companies and consumers. Railsr has created a unique...
We provide independent financial commentary, economic analysis and market forecasts through print and email publications, books and conferences. Since our inception here in Melbourne we have expanded rapidly from around 270 readers of our free emails in 2005 to over 200,000 today. Our subscription services now reach more than 40,000 investors. With 20 subscription services and 5 free daily emails our...
The old way of property management doesn’t work for anyone. So we built something better for everyone. Ailo is a payments and communications platform that helps property managers, property investors and renters connect, collaborate and create places people love living and investing in. Founded in 2017, Ailo has built the largest property management dataset in Australia and has helped more...
We’re Littlepay - moving more people through better payment experiences. We are a fast growing fintech with offices in Melbourne, Australia and London, UK. Littlepay is the world’s only payment processor specialising in the transit and mobility sector. We’ve developed a payments platform that enables customers to pay for public transport using any payment card, mobile wallet, or wearable device. Littlepay is...
At Macquarie, we aim to bring together the best of financial services and technology for our people and clients – whether that’s utilizing our technology platforms for our people to work and collaborate or enabling our team to place trades, manage clients or improve the way we do things.
Westpac is Australia’s oldest bank and company, one of four major banking organisations in Australia and one of the largest banks in New Zealand. We provide a broad range of banking and financial services in these markets, including consumer, business and institutional banking and wealth management services. We also have offices in key financial centres around the world including London,...
Westpac's Top Stability & Growth Strengths
Investor Backing & Capital Strength: Credit quality is stable to improving and regulatory liquidity and funding metrics are described as strong, supporting resilience. Management highlights a solid capital position that underpins plans for improved returns.
Market Expansion: Loans and customer deposits increased over the year, with mortgages growing above system in the half and business lending expanding strongly. Customer activity is rising alongside balance‑sheet growth, indicating ongoing franchise momentum.
Future-Ready Strategy: Management is executing the UNITE simplification program with targets to lower the cost‑to‑income ratio and lift returns by FY2029. Focus on execution and simplification is positioned to enhance efficiency and long‑term performance.
Praemium is the leading investment platform in Australia, catering to the emerging and established HNW market. Some of the world's leading private wealth managers, institutions and intermediaries choose Praemium technology to power their client portfolios, including 40% of the Barrons Top 100 Advisers 2023. Praemium offers access to a comprehensive suite of investment solutions covering custody and non-custody investments on...
Founded in 1976 Travelex has grown to become one of the market leading specialist providers of foreign exchange products, solutions and services, operating across the entire value chain of the foreign exchange industry in more than 20 countries. We have developed a growing network of over 1,550 sites, including stores and ATMs, in some of the world’s top international airports...
iYield is the first crypto financial planning tool. We take into account your assets, debts, income, and expenses to show your real net worth and savings rate for crypto and fiat combined! This includes automatically tracking DeFi yields.
Dun & Bradstreet, a leading global provider of business decisioning data and analytics, enables companies around the world to improve their business performance. Dun & Bradstreet’s Data Cloud fuels solutions and delivers insights that empower customers to accelerate revenue, lower cost, mitigate risk, and transform their businesses. Since 1841, companies of every size have relied on Dun & Bradstreet to...
Dun & Bradstreet's Top Stability & Growth Strengths
Strong Market Position & Advantage: Feedback suggests D&B is broadly viewed as a category leader in commercial business identity, risk/credit, and KYC data, anchored by the D‑U‑N‑S identifier and extensive global coverage. Independent analyst recognition and deep enterprise adoption indicate an entrenched role across core workflows.
Strategic Partnerships: Feedback suggests D‑U‑N‑S and D&B’s entity‑resolution are embedded in major data/AI marketplaces and financial data partnerships. These integrations reinforce its foundational position in B2B data plumbing and extend distribution across ecosystems.
Resilient & Sustainable Growth: Feedback suggests revenue and organic growth were modest but positive into 2025, with indications of margin improvement. Guidance and early‑2025 results pointed to continued low single‑digit organic expansion.
Liven – Powering the Future of Hospitality At Liven, we're transforming the hospitality industry with an all-in-one platform designed to help businesses streamline operations, boost profits, and deliver exceptional guest experiences. Purpose-built for hospitality, Liven empowers venues with tools for everything from seamless digital ordering to comprehensive kitchen management, customer loyalty programs, and data-driven insights. With our robust suite of solutions –...
GBST delivers technology and digital solutions to enable, support and scale wealth management and advice organisations globally. Our team of experienced professionals create vital back, middle, and front-office solutions for wealth managers, life and pension companies, stockbrokers, fund managers, advisers, and investment managers, as well as offer financial tools and digital services to banks and loan providers. Founded in 1983,...
We’ve helped over 3 million Australians and counting. We provide superannuation, investment and retirement products to members as well as to corporate and superannuation fund investors. Our wide range and investment management expertise spans Australian and global shares, property, fixed interest, credit, hedge funds, infrastructure and private equity. The privacy of your personal information is important to us. We will handle...
Deel is the all-in-one Global People Platform that simplifies and streamlines every aspect of managing an international workforce—from culture and onboarding, to local payroll and compliance. Our industry-leading suite of HR tools, payroll solutions, mobility services, and compliance expertise makes it possible for companies of all sizes to scale globally with unmatched speed and flexibility. Today, Deel serves over 25,000+ companies...
Deel's Top Stability & Growth Strengths
Strong Revenue Growth: Revenue is expanding rapidly, with reported run-rate milestones progressing from roughly the $1B level in 2025 toward about $1.5B by 2026 alongside continued customer growth. Evidence indicates sustained top-line acceleration rather than a plateau.
Profitability: Profitability is maintained alongside scale, with multiple references to EBITDA-positive performance and several years of positive results. This points to growth that is coupled with financial discipline rather than purely cash-burning expansion.
Strong Market Position & Advantage: Positioning as a category leader in global payroll/EOR is reinforced by third-party recognitions (such as G2 category leadership) and large-scale operations serving tens of thousands of customers across 150+ countries. This standing is further supported by notable funding and valuation signals indicating market confidence.
ANZ has a proud heritage of more than 180 years. Our purpose is to shape a world where people and communities thrive. That is why we strive to create a balanced, sustainable economy in which everyone can take part and build a better life. We employ more than 50,000 people and have our global headquarters in Melbourne. ANZ is among the top...
We are on a mission to make the world of finance more accessible, engaging and useful. With a focus on simplicity, ease of use, speed and power – we aim to develop the best trading service on the market. We are a fintech company with deep expertise in trading, markets, blockchain, technology, customer centricity and financial regulation. We currently live across Europe...
