(Senior) Software Engineer, Global Payments, Singapore

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 1,800 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You're humble and collaborative; turn zero‑to‑one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high‑visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

The Payments Team is a star player – it’s our first product line to turn profitable! Boasting over 300% year-on-year growth between 2023 and 2024, we’re doubling down on hiring from late 2025 to 2026.

We’re expanding the Shanghai team and unlocking more headcounts at our Singapore R&D Center, with openings across key sub-directions: Local Payment Methods, Payments Authorization, API & Checkout Experience, Payments Card Channels, and more. This business line dives into all core modules of business scenario development – your final sub-team will be confirmed after interviews, so make sure to interact actively and learn about each other during the process.

So! Let’s break down the JD for the 3DS - 3D Secure (Payments Transaction Verification) role to give you a better idea!

Airwallex is a rapidly growing fintech unicorn, founded in 2015 and now flourishing at the Series E financing stage. With a global footprint across Asia-Pacific, Europe, North America, and APAC, we specialize in providing diverse financial payment solutions for B2B merchants, empowering businesses to operate seamlessly anywhere, anytime.

Who We Are? About the Team:

As a global engineering powerhouse, our team spans China, the Netherlands, and Singapore, embracing a rich tapestry of cultures and perspectives. Guided by our True North Vision, we're passionately striving to become the preferred payment partner for businesses seeking to boost revenue and streamline expenses.

Our mission is to simplify the complexities of payments for businesses by designing solutions that seamlessly integrate into their workflows, enhancing efficiency and driving customer conversion rates. Within our diverse and dynamic team, you'll find yourself at the intersection of innovation and practicality, where every contribution is essential in making payment processes effortless.

Joining us means becoming part of a global community of engineers leading the charge in reshaping the payments landscape while actively contributing to the operational success of businesses worldwide. Together, we're dedicated to revolutionizing financial operations for businesses, positioning our solutions as the cornerstone of their success.

The Role:

Join our dynamic team as an engineer and play a pivotal role in revolutionizing the security landscape of online transactions! You will spearhead the integration of 3D Secure (3DS), a cutting-edge standard developed by Visa and MasterCard, into our core card authentication processes. Dive deep into diverse real-time transaction scenarios, and help us deliver unparalleled security assurance for our users. Be at the forefront of innovation, where your expertise will enhance the online shopping experience and safeguard the future of digital payments.

In this role, you will:

• We will build our own 3DS infrastructure service, which will significantly enhance a business's payment processing capabilities, strengthen security measures, and boost customer trust.

• Collaborate with various systems and teams to establish a robust foundation for our global payment infrastructure.

• Engage with engineering teams across Airwallex's global offices, fostering effective communication.

• Regularly collaborate with users and financial partners to ensure seamless integration.

• Design, develop, and maintain APIs, services, and systems to uphold a reliable payment processing flow.

• Troubleshoot production issues across different levels of the stack.

• Take ownership of and optimize critical components within Airwallex's online payment processing flow.

You might be a great fit if you:

• Possess a minimum of 3 (for senior 5) years of engineering experience.

• Excel in designing elegant systems that abstract complex patterns, particularly in the financial industry.

• Have a strong aptitude for system thinking, writing high-quality code and doc, with a preference for Kotlin.

• Uphold high standards when working with production systems.

• Adhere to best practices in engineering, security, and design.

• Thrive in collaborative environments, making decisions with diverse stakeholders and subject matter experts.

• Enjoy collaborating with a diverse group of individuals, bridging gaps between different teams and areas of expertise.

Bonus if you have:

• Familiarity with Spring / Spring Boot.

• Proficiency in Java / Kotlin or other modern programming languages.

• Proficiency in HTTP protocol and RESTful specifications.

• Familiarity with OAuth2.0 / JWT.

• Experience with PostgreSQL / Redis / NoSQL.

• Experience with Kafka / RabbitMQ.

• Familiarity with Nginx / Istio.

• Experience with cloud vendors like Aliyun Cloud, GCP, or AWS.

• Experience in designing, implementing, and maintaining complex public API products with user integration guides.

• Fluent in English communication.

At Airwallex, you can make an impact in a rapidly growing, global fintech. We want you to share in our success, which is why you’ll be offered a competitive salary plus valuable equity within Airwallex. We also like to ensure we create the best environment for our people by providing collaborative open office space with a fully stocked kitchen. We organise regular team-building events and we give our people the freedom to be creative.

To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.

Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.