Product Counsel, AfterPay

It all started with an idea at Block in 2013. Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic ecosystem, developing unique financial products, including Afterpay/Clearpay, to provide a better way to send, spend, invest, borrow and save to our 50+ million monthly active customers. We want to redefine the world's relationship with money to make it more relatable, instantly available, and universally accessible.
Today, Cash App has thousands of employees working globally across office and remote locations, with a culture geared toward innovation, collaboration and impact. We've been a distributed team since day one, and many of our roles can be done remotely from the countries where Cash App operates. No matter the location, we tailor our experience to ensure our employees are creative, productive, and happy.
The Role
Afterpay transforms the way people pay by allowing customers to receive products immediately and pay in four interest-free installments over a short period of time. The service is completely free for customers who pay on time - empowering customers to responsibly manage their finances and creating a "win win" for shoppers, retailers and society. Afterpay is on a mission to power an economy in which everyone wins.
As Product Counsel, you'll have a broad range of responsibilities providing legal guidance on product and feature development. You will report to Cash App's global Head of Product Counsel and partner with our product teams to develop new offerings while managing legal risk and ensuring regulatory compliance. As we expand our offerings, your ideas and contributions will make an immediate impact.
You are highly motivated, organized, and creative. You are curious, with a desire to understand underlying causes and motivations. You are able to research and master complex legal topics and communicate them to non-lawyers in brief, clear language. You are capable of an expert understanding of a legal issue but can separate the practical from the academic and provide clear, accurate, and actionable advice to the business team. You are good-humored, patient, respectful to your co-workers, and bring a positive attitude in the office.
You Will

• Provide business-orientated legal guidance to the Product team and other stakeholders throughout the entire product development lifecycle
• Draft and maintain terms of service and disclosures related to relevant products
• Review marketing and communications content
• Review policies and processes
• Review inquiries from regulators and contribute to responses
• Collaborate with other legal SME such as litigation, IP, employment and regulatory counsel
• Review emerging regulation, provide advice on potential impacts to products and processes, and provide input into consultation papers
• Respond to business needs and collaborate with key stakeholders
• Manage external counsel relationships
• Develop, improve and draft templates

You Have

• Qualified and admitted to practice in Australia with 5+ years post-admission experience.
• Sound understanding of regulated credit laws, financial services laws, payments regulation and privacy laws.
• Previous experience in-house at financial institutions, or payment/technology companies highly regarded.
• Excellent written and verbal communication skills, especially in condensing complex legal topics into understandable and actionable guidance for non-lawyers.
• Ability to meet deliverables on time and work in an evolving and growing environment.
• You're a lawyer, not a business person, but you have natural business instincts.
• You bring a positive can-do attitude to our team.

Technologies We Use and Teach

• Google Suite, Slack, JIRA, Microsoft Suite

We're working to build a more inclusive economy where our customers have equal access to opportunity, and we strive to live by these same values in building our workplace. Block is a proud equal opportunity employer. We work hard to evaluate all employees and job applicants consistently, without regard to identity or other legally protected class.
We believe in being fair, and are committed to an inclusive interview experience, including providing reasonable accommodations to disabled applicants throughout the recruitment process. We encourage applicants to share any needed accommodations with their recruiter, who will treat these requests as confidentially as possible. Want to learn more about what we're doing to build a workplace that is fair and square? Check out our I+D page .
Block is a globally distributed company and this role will require working with other employees in multiple time zones. You may be required to perform work outside of normal business as part of this role.
Block, Inc. (NYSE: SQ) is a global technology company with a focus on financial services. Made up of Square, Cash App, Spiral, TIDAL, and TBD, we build tools to help more people access the economy. Square helps sellers run and grow their businesses with its integrated ecosystem of commerce solutions, business software, and banking services. With Cash App, anyone can easily send, spend, or invest their money in stocks or Bitcoin. Spiral (formerly Square Crypto) builds and funds free, open-source Bitcoin projects. Artists use TIDAL to help them succeed as entrepreneurs and connect more deeply with fans. TBD is building an open developer platform to make it easier to access Bitcoin and other blockchain technologies without having to go through an institution.