Provide legal advice to management and business teams, draft and negotiate commercial contracts, manage litigation/arbitration and external counsel, develop legal risk mitigation processes, and ensure compliance across product, sales, and operations for consumer finance and fintech activities.
Key Responsibilities:
1. Legal Advisory & Business Support
Qualifications:
Education & Credentials
Work Experience
1. Legal Advisory & Business Support
- Provide timely, accurate, and actionable legal advice to management, product, sales, and operations teams.
- Conduct early-stage legal risk assessment and structural design for new products, markets, and business models.
- Prepare legal analysis reports for major business decisions, investments, and partnerships.
- Draft, review, and negotiate all core business contracts, including but not limited to:
- Installment Sales Agreements (with consumers and partner merchants)
- Strategic Cooperation Agreements, Distributor/Agent Agreements
- Technical Service, Data Service, and Vendor Agreements
- Intellectual Property Licensing and Non-Disclosure Agreements
- Establish and maintain a library of standardized contract templates, ensuring their legality and timeliness.
- Oversee the filing, safekeeping, and updating of all legal documents.
- Act as the company's representative in managing relationships with external law firms.
- Lead or assist in handling various litigation, arbitration, and administrative investigation proceedings.
- Develop and execute legal strategies related to collections, debt restructuring, and insolvency proceedings.
- Provide solutions for potential disputes to avoid or mitigate litigation risks.
- Systematically identify, assess, and monitor legal risk points in company operations.
- Lead the development of legal risk prevention processes and internal guidelines based on identified risks.
- Provide clear guidance on legal boundaries in areas such as consumer protection, advertising, and data usage.
Qualifications:
Education & Credentials
- Bachelor of Laws (LL.B.) or Juris Doctor (J.D.) degree from a recognized Philippine law school.
- Must be admitted to the Philippine Bar and hold a valid license to practice law.
- Good standing with the Integrated Bar of the Philippines and an unblemished professional record.
Work Experience
- Minimum of 5 years of legal practice experience, with at least 3 years specializing in Commercial Law, Financial Services Law, or the Retail Finance sector.
- Proven experience working in a law firm (Financial/Commercial department) or in-house legal department (FinTech, Banking, Consumer Finance company).
- Demonstrated success in handling complex commercial contracts and litigation cases.
- Profound Legal Expertise: Proficient in Philippine Contract Law, Corporate Law, Consumer Protection Law, and Civil Procedure.
- Excellent Business Acumen: Ability to integrate legal advice with business objectives to provide constructive solutions.
- Strong Communication & Negotiation Skills: Capable of clear and effective internal and external communication and negotiation.
- Outstanding Litigation & Dispute Resolution Skills: Possesses strong strategic thinking and trial/arbitration experience.
- Proactivity & Leadership: Ability to work independently, lead legal projects, and actively manage external counsel.
- Prior legal experience in the mobile phone installment, consumer credit, or FinTech industry is highly preferred.
- Experience in handling data privacy (NPC-related) or intellectual property cases is an advantage.
- Proficiency in both English and Filipino.
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