Head of Credit & Compliance

• We are looking for a highly motivated professional with a strong background in credit risk and compliance who is looking to take on a leadership role in maintaining the company’s financial integrity and regulatory adherence 

• An exciting opportunity to be part of the CampaignAgent team – a financial technology company providing innovative financial solutions for residential real estate principals, listing agents and property vendors 

• Permanent role based in Melbourne  

We're REA 
  
With bold and ambitious goals, REA Group  is changing the way the world experiences property. No matter where you're at on your property journey, we're here to help with every step - whether that's finding or financing your next home. 
 
Our people are the key to our success. At the heart of everything we do, is a thriving culture centred around high performance and care. We are purpose driven and collaborative, which drives innovation and our ability to make a real impact. As such, we’re proud to have been named in Australia’s “Top 5” Best Workplaces two years in a row, as well as being recognised as a Best Workplace for Women.  

Where the team fits in 

Our property marketing funding business for homeowners and agents, CampaignAgent, was created with a mission to provide financial freedom to the real estate industry. The team is highly passionate about providing innovative, low friction financial solutions to Australia’s leading residential real estate agencies focusing on campaign advertising. 

The Head of Credit & Compliance plays a key role in leading and influencing key initiatives within the credit and compliance domain, ensuring CampaignAgent operates within established credit policies, frameworks, and regulatory obligations.

In the role you will, oversee credit risk management, promoting compliance with Australian credit and financial services laws and obligations and providing guidance to internal stakeholders on credit-related matters. You will also act as a Responsible Manager under the company’s Australian Credit Licence (ACL) and support Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF) compliance.  

What the role is all about 

• Credit Risk Management: Ensure adherence to credit policies and frameworks while maintaining a balanced risk appetite 

• Delegated Credit Authority (DCA): Exercise a high level of judgment and independence to uphold credit quality and meet responsible lending obligations 

• Escalation Support: Serve as the principal escalation point for credit-related queries, driving timelines and expectations across departments and functional management 

• Credit Risk Forum: Lead the strategic agenda of the Credit Risk Forum, ensuring robust governance and proactive follow-up on key action items 

• Responsible Manager (ACL): Fulfil obligations under the company’s Australian Credit Licence, ensuring regulatory compliance and best practices 

• AML/CTF Compliance: Oversee and execute compliance responsibilities under Australian Anti-Money Laundering and Counter-Terrorism Financing laws 

• Referral Network Oversight: Shape and drive compliance of the referral network of real estate agents, ensuring compliance with company standards and strategic initiatives 

• Risk & Compliance Coordination: Act as central point for coordinating multiple risk and compliance processes, leveraging strategic relationships with second-line risk and audit teams 

Who we’re looking for 

• Runs on the board – 8-10 years' experience in consumer credit risk, compliance, or a similar role within the financial services industry 

• Deep understanding of the NCCP Act and associated ASIC guidelines and AML/CTF laws 

• Certificate IV in Finance or higher; or Bachelor of Law 

• Skilled in conceptual analysis and developing credit policies aligned with CampaignAgent’s objectives 

• Experience in holding and executing a Delegated Credit Authority (DCA) 

• Familiarity with credit risk assessment and escalation processes 

• Proficiency in regulatory requirements for Australian Credit Licence (ACL) holders 

• Experience in coordinating risk and compliance functions across first and second lines of defence 

• Strong interpersonal skills to engage strategically with internal and external stakeholders, including regulators, auditors, and referral networks 

• Proven leadership in performing secretariat duties for risk or credit-related forums 

• Ability to proactively influence and review business partnerships, particularly referral networks 

The REA experience 

The physical, mental, emotional and financial health of our people is something we’ll never stop caring about. This is a place to learn and grow.  

Some of our Perks & Benefits include:  

• A hybrid and flexible approach to working 

• Flexible leave options including, birthday leave and purchase additional leave 

• Flexible parental leave offering for primary and secondary carers 

• Our Because We Care program offers employees volunteering leave, community grants, matched payroll giving and our Community Café donates 100% of revenue to charity 

• Hackdays so you can bring your big ideas to life   

Our commitment to Diversity, Equity, and Inclusion   

We are committed to providing a working environment that embraces and values diversity, equity and inclusion. We believe teams with diverse ideas and experiences are more creative, more effective and fuel disruptive thinking. If you've got the skills, dedication and enthusiasm to learn but don't necessarily meet every single point on the job description, please still get in touch. 

Join our Talent Neighbourhood 

Keen to be part of REA but didn't find a perfect match with this opportunity? Perhaps the timing isn't right? You should join our Talent Neighbourhood!